The paper and toppers for this card are from the My Craft Studio Click, Print, Go CD "Flawless Florals" - I think it was a freebie from Create & Craft a couple of years ago.
I used gold-edged white ribbon and picked up the gold from it in the layering, with lace either side, and topped the ribbon with a strip of daisy braid. After adding the topper, I stuck a gem to the centre of each daisy.
You can't see it but I layered some of the paper onto gold and put it in the inside as a panel to write a greeting on - dark card needs something to write on, and I think when you can make the inside co-ordinate with the outside it looks smarter than adding an insert.
I'm joining in with
CD Sundays - Ribbon, Lace and Gems
Make my Monday - Seasonal flower colours
The Cupboard Trilogy - #22 - Flowers
Just For Fun - Ribbon or Lace